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Employee Benefits

Cash is not enough today to recruit and retain top talent for your business. It has become essential for management to provide an attractive benefits plan. Although the number of options can be overwhelming, PNL Benefits can help you build a benefits program that works for your company.

  • Medical
  • Dental
  • Vision
  • Disability
  • 401K Programs
  • Group Long Term Care Insurance
  • Employee Paid Supplemental Benefits

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Business Liability

Business insurance is critical to control risk. Insurance is an important part of a company’s business plan because it can save your company if you experience a catastrophic loss and protect your cash-flow when an unexpected accident occurs. Simply put, you spend a great deal of time investing in your “offense” to drive revenue, and insurance provides “defense” when unanticipated problems arise. PNL Benefits can help you select the appropriate coverage for your company.

  • Commercial General Liability Insurance
  • Workers Compensation
  • Errors & Omissions Insurance (E & O)
  • Directors & Officers Insurance (D & O)
  • Employment Practices Liability Insurance (EPLI)
  • Commercial Automobile Insurance
  • Product Liability Insurance
  • Film & Television Production Insurance

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Executive Insurance Coverage

You should consider executive coverage as a part of your insurance program because it can simplify business in the event of an untimely death or disability of a top salesperson, executive or business owner. PNL Benefits provides professional advice to make the right choices when purchasing executive coverage.

  • Business Continuation Insurance
  • Key Man Life Insurance
  • Key Man Disability Insurance
  • Buy-Sell Life Insurance
  • Buy-Sell Disability Insurance
  • Long Term Care
  • Kidnapping and Ransom Coverage

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Life Insurance and Long Term Care Products

Life insurance policies provide additional income to your beneficiaries in the eventuality of your death, providing many options for debt repayment, income replacement and estate planning. If you suffer injury or illness at a younger age, you may also find yourself in need of long-term care services. Long-term care insurance is a way for people to ensure they receive whatever care they need, protecting your savings against the high costs of care at a nursing home or assisted-living facility, or help from a home health worker.

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Long Term Care

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